I agree that the system is a mess, but not everthing fits into your well-reasoned scernario.

If, for instance, you think evictions are easy, you clearly never owned a rental property in San Francisco! I don’t, but a friend did and it was a nightmare of epic proportions. His tenants never paid rent after the first month, trashed the place, and turned it into a crack house. It took him almost a year to get rid of them because they kept moving new people in, at which point the eviction process has to start all over again. Was he a rich corporate big shot? No. He was an mid-level IT guy with a family who owned just that one little cottage which he sold at a loss.

A lot of people are Mom and Pop owners of one or two rental properties. I knew several of them years ago in California who didn’t raise the rent for 5 or 6 years after the 2008 recession. They had rental properties to supplement Social Security, not to get rich.

Laws differ from state to state. I now live in Pennsylvania. If my son inherits our house, this state will charge him 4 and a half % inheritance tax. He only has $15,000 in student loans even though he graduated from UCLA because he transferred after two years in community college.

Not everyone in America was in a union after WWII. Some people bought homes because they started a business or inherited them.

Not all landlords are devils and not all tenants are saints. Laws differ from place to place.

I hope the housing situation improves, but whatever masterplan the government comes up with, there will still be winners and losers and the rich always come out ahead.